You must be 18 years or older (19 in AL and NE and 21 in MS), have a valid SSN/ITIN, email, phone number and address, have a minimum monthly of income of at least $1000 per month and maintain a valid checking account in good standing. At this time, we do not offer loans to active duty servicemembers (Army, Navy, Air Force, Marine Corps, Coast Guard, and National Guard) or their spouses, children, or other dependents.
We offer loans up to $2,500, tailored to your unique financial situation. We will look at a variety of factors when determining your eligibility. Based on this information, you will be able to select your loan amount up to your approved amount.
We know loan fees can be confusing and are commited to a transparent fee structure that makes it easy for you to understand. Late fees may apply if a scheduled payment is missed. Dishonored check fees may apply if a scheduled payment is returned unpaid.
Yes. When you apply, we may check your credit using a hard credit inquiry (also known as a “hard credit pull”), which may affect your credit score. We may approve applicants with mediocre, poor or even no credit, but we do check your credit as part of the application process. We invite you to apply with us no matter what your credit history is!
FlexLending currently provides access to standard consumer installment loans with a twist — simple interest and equal payments all online.
Making payments couldn’t be easier with automatic payments via Automated Clearing House (ACH). Weekly payments will be automatically deducted each week.
Transportation Alliance Bank, Inc. dba TAB Bank, is the bank that originates the loans, which are then serviced by FlexLending.
Yes, and we respect your privacy. We don’t rent or sell your personal information to anyone.