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FAQs

What are the requirements to qualify for a loan with us?

You must be 18 years or older (19 in AL and NE and 21 in MS), have a valid SSN/ITIN, email, phone number and address, have a minimum monthly of income of at least $1000 per month and maintain a valid checking account in good standing. At this time, we do not offer loans to active duty servicemembers (Army, Navy, Air Force, Marine Corps, Coast Guard, and National Guard) or their spouses, children, or other dependents.

How much can I borrow?

We offer loans up to $2,500, tailored to your unique financial situation. We will look at a variety of factors when determining your eligibility. Based on this information, you will be able to select your loan amount up to your approved amount.

What are the fees?

We know loan fees can be confusing and are commited to a transparent fee structure that makes it easy for you to understand. Late fees may apply if a scheduled payment is missed. Dishonored check fees may apply if a scheduled payment is returned unpaid.

Will my credit be checked?

Yes. When you apply, we may check your credit using a hard credit inquiry (also known as a “hard credit pull”), which may affect your credit score. We may approve applicants with mediocre, poor or even no credit, but we do check your credit as part of the application process. We invite you to apply with us no matter what your credit history is!

What types of loans are offered?

FlexLending currently provides access to standard consumer installment loans with a twist — simple interest and equal payments all online.

How do I make payments?

Making payments couldn’t be easier with automatic payments via Automated Clearing House (ACH). Weekly payments will be automatically deducted each week.

What is the relationship between FlexLending and TAB Bank?

Transportation Alliance Bank, Inc. dba TAB Bank, is the bank that originates the loans, which are then serviced by FlexLending.

Is my personal information secure?

Yes, and we respect your privacy. We don’t rent or sell your personal information to anyone.

FlexLending Makes Borrowing What You Need When You Need It Easier Than Ever
1Loans requested by 5:00pm ET are typically made available to your bank the next business day. Please consult with your bank for information on when funds will be available.
© 2022 FlexLending
Loans made by Transportation Alliance Bank, Inc.
dba TAB Bank